Privacy Policy for SettleTab

Last Updated: June 1, 2026

SettleTab (“we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share information when you use the SettleTab mobile application.

1. Information We Collect

1.1 Personal Information

  • Account Data: When you sign up, we collect your email address and unique username via Supabase Auth. To facilitate group invites, your username and email address may be searchable by other users on SettleTab.
  • Profile Data: We may store your payment handles (e.g., Venmo, CashApp, PayPal, Revolut, UPI) and your preferred default memo to facilitate bill sharing and split organization.
  • Payment Data: We use RevenueCat to process subscriptions. We do not store your credit card details; they are handled by the Apple App Store or Google Play Store.

1.2 User Content

  • Receipt Images: We process images of receipts you capture or upload. These images are analyzed via automated Optical Recognition (OCR) and Artificial Intelligence (AI) to extract line items, prices, taxes, tips, and currency data.
  • Transaction Data: We store the splits, items, groups, persistent balances, and participant assignments you create.

1.3 Multiplayer & Collaboration Data

  • Real-Time Presence: When participating in a shared split or group session, we track and broadcast your online presence status (using Supabase Presence) to other active participants in that session.
  • Assignment Claims: Real-time item claims and splits are visible to all members of a split session.

1.4 Device & Usage Data

  • Push Notifications: We use OneSignal to send notifications (such as finalization reminders or group invitations). This requires a unique device identifier.
  • Crash Reporting: We use Sentry to collect anonymized crash logs to improve app stability.

2. How We Use Information

  • To provide the core receipt splitting, multiplayer collaboration, and group balance management.
  • To auto-detect tax and tip amounts, suggest item assignments using our Pro smart item matching, and run debt simplification optimization.
  • To manage your subscription and Pro features.
  • To send relevant notifications regarding group splits and activity.
  • To improve our OCR/AI accuracy, smart suggestions, and app performance.

3. Data Retention & Global Search

  • Free Tier: Receipt history, persistent groups, and cross-split search (History/Items/Participants) are subject to a 90-day retention policy. Records older than 90 days may be archived or restricted from search results for Free users.
  • Pro Tier: Users with an active SettleTab Pro subscription enjoy lifetime history access and unrestricted global search capabilities across all past splits.

4. Data Sharing & Third Parties

We do not sell your personal data. We share information only with service providers necessary for app functionality:

  • Supabase: Database, Authentication, and Realtime Presence tracking.
  • OpenAI: Artificial Intelligence processing for receipt analysis and smart item matching suggestions.
  • RevenueCat: Subscription verification and management.
  • OneSignal: Push notifications.
  • Sentry: Error tracking and performance monitoring.
  • Google Play Services: App distribution and core Android functionality.

5. Your Rights & Data Deletion

5.1 In-App Deletion

You can update your profile information or delete your account at any time within the app settings (Profile > Delete Account). Deleting your account will remove your personal profile data, authentication records, and associated payment handles from our active databases immediately.

5.2 Web Request for Deletion

If you no longer have the app installed or wish to request data deletion via the web, you may do so by:

  1. Sending an email to dev.team@splitsnap.in with the subject “Data Deletion Request”.
  2. Including your registered email address and/or username. Requests are processed within 7 business days. Once processed, all personal data associated with your account is permanently purged from our systems.

6. Security

We use industry-standard security measures, including Row-Level Security (RLS) at the database layer and encrypted transmissions, to protect your data.

7. Contact Us

If you have questions about this policy, contact us at: dev.team@splitsnap.in

Looking for our Terms and Conditions? View them here.